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Specter Desktop

Specter Desktop is a desktop wallet interface for Bitcoin Core with a focus on privacy, coin control, single and multisig setups. Specter is non-custodial and works with all major hardware wallets.

Features:

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Bech32

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Bech32:
Bech32 is a special address format made possible by SegWit (see the feature description for SegWit for more info). This address format is also known as 'bc1 addresses'. Some bitcoin wallets and services do not yet support sending or receiving to Bech32 addresses.
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Full Node

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Full Node:
Some wallets fully validate transactions and blocks. Almost all full nodes help the network by accepting transactions and blocks from other full nodes, validating those transactions and blocks, and then relaying them to further full nodes.
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Hardware Wallet

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Hardware Wallet:
Some wallets can pair and connect to a hardware wallet in addition to being able to send to them. While sending to a hardware wallet is something most all wallets can do, being able to pair with one is a unique feature. This feature enables you to be able to send and receive directly to and from a hardware wallet.
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Multisig

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Multisig:
Some wallets have the ability to require more than one key to authorize a transaction. This can be used to divide responsibility and control over multiple parties.
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SegWit

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SegWit:
Some wallets support SegWit, which uses block chain space more efficiently. This helps reduce fees paid by helping the Bitcoin network scale and sets the foundation for second layer solutions such as the Lightning Network.

Good

Acceptable

Caution

Not applicable

Control over your money

This wallet gives you full control over your bitcoins. This means no third party can freeze or lose your funds. You are however still responsible for securing and backing up your wallet.

Full validation

This wallet is a full node that validates and relays transactions on the Bitcoin network. This means no trust in a third party is required when verifying payments. Full nodes provide the highest level of security and are essential to protecting the network. However, they require more space (over 350GB), bandwidth, and a longer initial synchronization time.

Basic transparency

The developers of this wallet publish the source code for the client. This means any developer in the world can audit the code. However, you still need to trust developers of this wallet when installing or updating the final software because it was not built deterministically like Bitcoin Core.

Vulnerable environment

This wallet can be loaded on computers which are vulnerable to malware. Securing your computer, using a strong passphrase, moving most of your funds to cold storage, or enabling two-factor authentication can make it harder to steal your bitcoins.

Improved privacy

Prevents spying on your payments

This wallet makes it harder to spy on your balance and payments by rotating addresses. You should still take care to use a new Bitcoin address each time you request payment.

Avoids disclosing information

This wallet does not disclose information to peers on the network when receiving or sending a payment.

Tor can be used

This wallet lets you setup and use Tor as a proxy to prevent attackers or Internet service providers from associating your payments with your IP address.

Full control over fees

This wallet gives you full control over fees. This means that this wallet allows changing the fees after funds are sent using RBF or CPFP. This wallet also provides fee suggestions based on current network conditions so that your transactions are confirmed in a timely manner without paying more than you have to.

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Control

Validation

Transparency

Environment

Privacy

Fees

Armory Armory
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Good
Acceptable
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Armory Armory
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Armory Armory
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BitBox02 BitBox02
Good
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Bitcoin Core Bitcoin Core
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Bitcoin Core Bitcoin Core
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Bitcoin Core Bitcoin Core
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Bitcoin Knots Bitcoin Knots
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Bitcoin Knots Bitcoin Knots
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Bitcoin Knots Bitcoin Knots
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Bitcoin Wallet Bitcoin Wallet
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Bither Bither
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Bither Bither
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Bither Bither
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Bither Bither
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Bither Bither
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BitPay Wallet BitPay
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BitPay Wallet BitPay
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BitPay Wallet BitPay
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BitPay Wallet BitPay
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BitPay Wallet BitPay
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Coldcard Coldcard
Good
Not applicable
Good
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Coldcard Q Coldcard Q
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Cypherock X1 Cypherock X1
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Edge Mobile Wallet Edge
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Acceptable
Acceptable
Acceptable
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Edge Mobile Wallet Edge
Acceptable
Acceptable
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Electrum Electrum
Good
Acceptable
Good
Acceptable
Acceptable
Good
Electrum Electrum
Good
Acceptable
Acceptable
Acceptable
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Good
Electrum Electrum
Good
Acceptable
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Electrum Electrum
Good
Acceptable
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Blockstream Green Green
Good
Caution
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Good
Blockstream Green Green
Good
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Good
Blockstream Green Green
Good
Caution
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Acceptable
Good
Blockstream Green Green
Good
Caution
Acceptable
Acceptable
Acceptable
Good
Blockstream Green Green
Good
Caution
Acceptable
Acceptable
Acceptable
Good
Blockstream Jade Jade
Good
Not applicable
Good
Good
Not applicable
Not applicable
KeepKey KeepKey
Good
Not applicable
Good
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Ledger Nano S Ledger Nano S
Good
Not applicable
Acceptable
Good
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Mycelium Mycelium
Good
Caution
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Passport Passport
Good
Not applicable
Good
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Seedsigner Seedsigner
Good
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Sparrow Wallet Sparrow
Good
Acceptable
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Good
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Sparrow Wallet Sparrow
Good
Acceptable
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Good
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Sparrow Wallet Sparrow
Good
Acceptable
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Good
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Specter Desktop Specter
Good
Good
Acceptable
Caution
Good
Good
Specter Desktop Specter
Good
Good
Acceptable
Caution
Good
Good
Specter Desktop Specter
Good
Good
Acceptable
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Good
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Trezor Model T Trezor Model T
Good
Not applicable
Good
Good
Not applicable
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Trezor One Trezor One
Good
Not applicable
Good
Good
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Unstoppable Unstoppable
Good
Acceptable
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Acceptable
Acceptable
Good
Unstoppable Unstoppable
Good
Acceptable
Good
Acceptable
Acceptable
Good
Wasabi Wallet Wasabi
Good
Caution
Good
Caution
Good
Acceptable
Wasabi Wallet Wasabi
Good
Caution
Good
Caution
Good
Acceptable
Wasabi Wallet Wasabi
Good
Caution
Good
Caution
Good
Acceptable

Good

Acceptable

Caution

Not applicable